Justin Baldacchino

Justin Baldacchino joined the DFSA in January 2020, where he is responsible for providing an effective and efficient risk-based supervision strategy consistent with the DFSA’s strategic and business objectives.

Mr Baldacchino has 25 years of experience in international finance, and brings a wealth expertise in regulatory interpretation, liaison, and implementation to the organisation. His extensive background encompasses private, commercial, corporate, institutional and investment banking, with a focus on risk, regulatory affairs, compliance, credit, operational and market risk, governance, anti-money laundering (AML), capital, liquidity, innovation, and technology.

Previously, Mr Baldacchino served as the Head of Regulatory Compliance for ANZ Bank, leading the strategic management of regulator relationships in Australia. Prior to that, he worked at JP Morgan in Hong Kong, holding various roles, including Head of Regulatory Compliance, APAC and Head of International Operational Risk, APAC, where he defined and led operational risk control, capital and regulatory governance framework for all business lines across 14 countries. Before JP Morgan, Mr Baldacchino was the Head of Compliance and Risk Governance, Asia for National Australia Bank in Hong Kong, and held several executive roles in Australia.

Mr Baldacchino is a distinguished alumnus of Melbourne Business School, holding an MBA and Post Graduate Diploma, along with a Bachelor of Economics from La Trobe University. He further augmented his expertise by completing the Global Certificate Program for Regulators of Securities Markets from Harvard Law School and the Harvard Executive Program in Regulatory Strategic Management in Boston.

Certified as an AML Specialist, Mr Baldacchino also served as an Executive Board Member for the Association of Certified Anti-Money Laundering Specialists in Hong Kong. Presently, he is a member of The Basel Consultative Group (BCG), fostering collaboration on banking supervisory issues globally.